Insurance

Back to Personal Planning: Overview

Risk is a fact of life and can have a dramatic impact on your wealth.  Risk management is intended to minimize financial and other potential losses associated with risks to your assets, health, or business.

Each investor should evaluate the possibility of personal, business, and professional liability; property loss; catastrophic illness or disability; and assisted living.  Part of our job is to protect your financial well-being, and that may require us to help you insulate yourselves from certain risks.

Prudent risk management may involve purchasing life, long-term care, and disability insurance, as well as a handful of other risk prevention vehicles.  From protecting your business to your health, we try to ensure that you are comfortable with the level of risk you are taking.

Risk management is a critical component of wealth management, and a good insurance strategy will be well-coordinated with your overall plans for business, investments, taxation, estate, and retirement.

Fixed insurance products and services are offered through Heritage Financial Services.